If you’re reading this, chances are you’re in the market for some type of insurance, whether it be for your auto, home, or business. This probably isn’t the first time you’ve shopped around for an insurance policy, and you’ve likely discovered that finding a comprehensive and complete insurance policy isn’t quite as easy as the television ads would like you to believe.
The truth is, the insurance business can be complicated - having an independent insurance agent there to guide you can make all the difference between buying a policy that just covers the basics and one that truly protects you, your family, and your possessions.
Cowart Insurance Agency is an independent insurance agency, which means that we work for YOU, not the insurance companies. When looking for a policy that fits your needs, we have access to a variety of plans from several different insurance carriers, so we can truly shop around to find the perfect policy for you.
We aren’t bound by what one company offers, and we aren’t paid by one company to sell you a product that may not be the best one for you and your family.
We’ve spent the last few decades learning the insurance business inside and out, and we bring that experience to the table when helping you choose an auto, home, or business insurance policy.
In the age of the Internet, it’s easier than ever to do your due diligence before selecting an insurance policy, but there are some things that it helps to be able to speak to a knowledgeable agent about, including:
Are all of my possessions covered by my homeowner’s insurance plan?The short answer is: maybe. Even if you have guaranteed replacement coverage (which usually costs a bit extra but means that the insurance company will replace your home and possessions if they’re destroyed, no matter how much it costs), some big-ticket items may be excluded.
These can include: jewelry, expensive televisions and stereo equipment, and antiques – things that you would definitely want to replace in the event of theft or destruction.
Do I need special coverage for my home office? If you have a home office, chances are the most expensive equipment in your house resides there, and a lot of this equipment may be excluded from a conventional insurance policy.
Additionally, if you see clients in your home office, liability insurance is a good idea. An independent insurance agent can make sure you have all of the necessary coverage to protect your home and your business.
Automobile insurance can be really pricey – if I drive an older car I don’t really need it, right? WRONG. Every state mandates some sort of insurance coverage for drivers, regardless of the replacement value of your car.
Damage to your vehicle is only one consequence of an accident, and a good insurance policy will protect you financially in the event that you or someone else is harmed as a result of an accident that you are involved in.
We are an independent insurance agency located in DeLand, FL (just minutes from Orange City) and serving Florida residents nationwide. Our experience in the insurance industry goes back 3 generations, and it shows when you speak to one of our experienced agents.
As a full service insurance agency, we can help you with all of your insurance needs – and we compare several different policies to make sure you’re truly getting the best policy for your needs.
If you’re a Florida resident and need to secure auto, home, or business insurance, contact us today for your free, no-obligation quote by calling (888) 775-5788 or filling out our convenient online form. We look forward to hearing from you!