Cowart Insurance Agency is your local independent agent for homeowners' insurance in DeLand, FL. We also provide auto insurance for clients throughout Volusia County, FL, including DeBary, Deltona, and Orange City. As an independent insurance agency, we utilize our extensive network of insurance carriers to find our clients the lowest available rates for all their insurance needs, including homeowners’ insurance and car insurance.
With active hurricane seasons every year, homeowners' insurance in Florida is a necessity. However, it can be expensive if you don't have access to insurance carriers that offer a lower cost. Homeowners insurance protects your home’s structure and its contents. As an independent insurance agency, we work directly with you to help you better understand your insurance needs to make sure your policy has the right coverage options and deductibles. We will make sure you don’t pay for more coverage than you need while ensuring you don’t come up short if you have to file a claim for a covered event. We will also let you know if there are any discounts available, and how you can qualify for a lower premium. Wind mitigation, impact windows, and hurricane shutters are some ways Florida homeowners can lower their home insurance premiums.
Cowart Insurance Agency also provides you access to affordable auto insurance. Florida law requires every person driving a motor vehicle to have personal injury protection (PIP) and property damage liability (PDL) insurance. Motorists will need to show proof of auto insurance that meets the statutory liability minimums of $10,000/$10,000 for PIP and PDL when they register or renew their vehicle registration. The state may also suspend your driver’s license if your coverage lapses or you fail to renew your policy.
If you have been getting homeowners insurance or car insurance quotes directly from one of the major carriers, give us a call, we may be able to find a lower rate. It will be the same top-notch insurance, but a lower cost. Visit our website or contact us at (386) 740-0368 to get your free quote for homeowners’ insurance in DeLand, FL, today!