According to USA Today, Florida recently ranked 6th in the nation for the state with the worst drivers. Don’t take your chances – make sure that you are adequately covered by a comprehensive auto insurance policy so that someone else’s bad driving doesn’t become your problem.
Cowart Insurance Agency is an independent, full-service insurance agency located in DeLand, FL. We’ve been helping our clients protect their homes, cars, businesses, and more for 3 generations.
When you contact one of our knowledgeable insurance agents, rest assured that you’re speaking to someone who has your best interests in mind. Our agents are committed to working with our clients to help them protect their homes, autos, and businesses with policies that best suit their needs.
One of the things our agents love about working at Cowart Insurance Agency is that we are an independent agency, which means that we don’t work for the insurance companies – we work for you. Our agents are constantly looking for ways to maximize your coverage while finding a plan tailored to your specifications and within your budget.
Most people will file an auto insurance claim at least once in their life, so it’s important to make sure that you find a policy that contains everything you require to keep yourself and your assets protected. Here are some tips for getting the most out of your auto insurance policy:
Understand the value of uninsured motorist coverage. Especially in Florida, where the percentage of uninsured or underinsured drivers is constantly increasing, you’re wise to have an auto policy that includes uninsured/underinsured motorist coverage. That means if you are involved in an accident, and the at-fault driver lacks insurance, your coverage will help protect you.
You may be able to decrease or drop your collision coverage, depending on your vehicle. If you have an older car, you may be able to save the money you would pay for collision insurance, since the replacement value of your vehicle may be less than the cost of the extra coverage.
An umbrella policy can protect your assets. If you have substantial assets, an umbrella policy can protect both your home and your automobiles for a considerably small addition to your annual premium.
If you’re in the market for auto insurance, or just want some guidance on what to look for in an insurance policy, contact one of our agents today for a free, no-obligation quote.